Your CSA, hours-of-service, MVRs, crashes, and inspections quietly decide what you pay to insure your trucks. X3 turns every one of those signals into a single Insurability Score — and shows you the exact fixes that raise it.
Most companies tell you to "stay compliant." Insurers tell you to "buy a policy." X3 owns the middle: become more insurable — and watch the number your underwriter prices you on go up.
Every CSA BASIC, crash, MVR, and inspection rolls into a single Insurability Score with its risk band.
Each factor shown in points, ranked — no black box. You see exactly why your number is what it is.
Each fix routes to the X3 product that handles it — challenge a violation, coach a driver, clean a file.
Watches CSA, HOS, MVR, crashes and driver history and keeps your Insurability Score current.
Tracks COIs, coverage limits, and shipper requirements — and warns you before a lapse.
Finds the specific fixes that make your fleet most attractive to underwriters.
X3 Insurability is compliance and risk-management software — not an insurance agency or broker. We don't sell, place, or quote insurance. We help you improve the compliance signals insurers price you on.
Tell us your renewal date and we'll track the runway — so you have time to raise your Insurability Score before underwriting, not after. We'll warn you as it approaches.
X3 Insurability is compliance software, not an insurance agency or broker — we track what you enter and help you improve the signals insurers price on. We don't sell, quote, or place insurance.
A team of specialized AI agents — each one a callable unit of compliance intelligence, grounded in the X3 DOT Skills corpus and verified 49 CFR.
Powered by the X3 DOT Skills corpus. Every answer quotes the actual regulation — never made up.